Accordingly, J.P Morgan Chase Bank - the bank with the largest total assets in the United States - recognized the quality of international payment electricity of MT202 of HDBank at 99.94%. With this ratio, HDBank continues to be ranked among the top banks with the best electricity handling rate in Asia in particular and the world in general.
This is the second time HDBank has received the MT202 award and the first time to receive the MT103 award. According to that, the HDBank standard of MT103 is 98.70%.
The award of MT202 and MT103 has contributed to affirming the quality of HDBank international payment service and the accompanying modern technology platform. International payment transactions of customers via the HDBank system are served quickly, accurately, saving time, costs and minimizing risks.
In addition, two awards from JP Morgan also contributed to affirming the professional competence of HDBank's international payment staff in the process of improving service quality and meeting the financial transaction needs of customers all over the world aiming to reach banks of international standards.
Along with HDBank, some other banks also received this award such as Vietcombank, BIDV, VietinBank, ACB, Eximbank, ANZ and Shinhan Bank..
Nearly 30 years of development, HDBank is now one of the major banks in Vietnam, with strong growth. As of September 30, 2019, HDBank's total assets reached VND 217,245 billion, an increase of 22 times in the past 10 years. The bank's profit before tax was VND 3,448 billion, the bad debt was tightly controlled at 1.1% - the lowest level in the industry. Return on equity (ROE) and return on assets ratios of 20.2% and 1.7%, respectively, are among the top listed banks with the highest profitability ratios in Viet Nam
With its strong capital potential and effective risk management capacity, HDBank was awarded the Basel II international risk management standard by the State Bank from October 1, 2019. Capital adequacy ratio (CAR) according to Basel II of HDBank on September 30, 2019, reached 11%.
HDBank owns a privileged ecosystem including aviation, banking, consumer finance, retail distribution ... HDBank currently has nearly 300 banking transaction points, nearly 15,000 financial transaction points across Vietnam and set up a relationship with over 400 major financial institutions around the world.