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Top 10 banks with the highest ROA in 1H2023

Top 10 banks with the highest ROA in 1H2023

Wednesday 09, 08 2023
Joint stock banks such as Techcombank, MB and VIB are the leading banks in terms of asset efficiency. Following are small-sized banks and the Big 4.

Big 4

ROA is on a downward trend

According to statistics from 27 listed commercial banks that have announced their financial statements for the second quarter, the return on total assets (ROA) ratio of the last 4 quarters of banks is on a downward trend. The average ROA of 27 banks reached 1.34%, down 0.14 percentage points compared to the end of last year.

The group of private banks continued to lead the ranking of banks with the highest ROA with Techcombank, MB and VIB holding the first three positions.

Techcombank continued to lead with ROA in the last 4 quarters reaching 2.65%, down 0.57 percentage points compared to the end of 2022. In the last 2 quarters, this bank's pre-tax profit has decreased by 21.4% compared to the same period. MB ranked second with ROA of 2.57%, down 0.15 percentage points compared to the end of last year. VIB ranked third, with ROA of 2.47%, down 0.13 percentage points.

ROA Techcombank

The other banks with ROA in the top 10 include ACB, MSB, OCB, Vietcombank, HDBank, TPBank and SHB. Despite being the winner in terms of profit, Vietcombank's ROA ranked 7th in the rankings, reaching 1.96%. The remaining two representatives in Big4, BIDV and VietinBank, ranked 18th and 19th, with ROA of 1.01% and 1% respectively.

In general, ROA of many banks tends to go down as total assets continue to grow, while profits decline.

There were 11 out of 27 banks recording a decrease in ROA compared to the end of the fourth quarter of 2022. The deepest decline belonged to ABBank (down 0.68 points). Meanwhile, thanks to strong profit growth, ROA of Sacombank and OCB increased by 0.25 percentage points and 0.23 percentage points, respectively.

ROA ranking in the banking system

ROA ranking


Source: vietnambiz

Compiled by VietnamCredit


Banking & Finance

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