+ Vietnam Maritime Commercial Joint Stock Bank (MSB) has launched the MSB mBank app. This is the result of applying the e-KYC (Electronic Know Your Customer) system, allowing customers to open an online banking account without going to a physical branch. This helps customers save time and enjoy many incentives.
+ From now to December 31st, 2020, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) supports individual, individuals group, and household customers to provide loans for manufacturing and business with preferential interest rates from only 5.99% p.a. The loan limit is up to VND 20 billion for each customer with a variety of mortgage forms. The loan limit is up to 75% for new automobiles (passenger car, truck, etc.) mortgage and 70% for real estate mortgage. The loan term is up to 24 months for loans by limit and 180 months for one-time loans.
+ According to MSB’s financial report for the third quarter of 2020, 9 months’ pre-tax profit of this bank reached VND 1,666 billion, 16% higher than the year plan. MSB has also settled all bad debts at VAMC and is currently in the process of listing shares on the HoSE.
+ Southeast Asia Commercial Joint Stock Bank (SeABank) has launched the digital banking app specifically for female customers called SeALady, with a special interface and nearly 6,000 e-voucher gifts for customers with the earliest transactions. All transactions on SeAMobile, in general, and SeALady, in particular, are done quickly and conveniently, including 24/7 fast money transfer, money transfer without remembering account numbers (customers can transfer money to beneficiaries via the mobile phone number or QR code), bills payment, top-up of services, and fast transactions. Customers who transfer money inside and outside the SeABank system via SeAMobile are also free of transfer charges.
+ TIEN PHONG COMMERCIAL JOINT STOCK BANK (TPBank) has honorably received two international awards including the STP - Straight Through Processing Award from Bank of New York Mellon Bank (BONY) of the United States and Customer Impact Award from Ripple.
+ Military Commercial Joint Stock Bank (MB) has announced its business report for the first 9 months of 2020 with a parent bank’s profit of nearly VND 7,400 billion, which is a negligible year-over-year increase. The parent bank's credit balance increased by 12.4% compared to December 31st, 2019, while the NPL ratio was 1.36%. Also, MB's credit reserve fund/NPL ratio as of 30/9/2020 was 131%.
+ On October 15th, 2020, Lien Viet Post Joint Stock Commercial Bank (LienVietPostBank) launched the LienViet24h digital banking app. On this occasion, from October 22nd to December 31st, 2020, LienVietPostBank launches a lottery program for all customers register and have transactions on LienViet24h with a total prize value of more than VND 1.2 billion. Specifically, customers will have the opportunity to win the iPhone 12 Pro of VND 40 million, Air Blade motorbike of VND37.8 million; Samsung Galaxy Note 20 Ultra smartphone of VND 27 million, and many other valuable prizes.
+ From October 15th to November 30th, 2020, Sai Gon Thuong Tin Commercial Joint Stock Bank (Sacombank) launches the "Pay water bill - Receive 50% refund" promotion for individual customers to pay water bills via Sacombank eBanking (Internet Banking/ MobileBanking) or entrust payment in 39 provinces and cities (see the list at the khuyenmai.sacombank.com website). Accordingly, the promotion is applied for the first 100 payments per day that meet the following conditions: the first-time water bill payment via e-banking in 2020 or the water bill entrusted to pay (automatic payment).
+ Orient Commercial Joint Stock Bank (OCB) has introduced the 2.0 version of the OCB OMNI digital banking app, adding new customization features. To encourage customers to experience the OCB OMNI 2.0, the bank has launched the “Awesome app, awesome gifts” promotion. Accordingly, customers who register and have transactions on OCB OMNI 2.0 can participate in the lottery program directly on the app and receive gifts.
Translated by VietnamCredit