Check out the news brief of the banking industry on December 17th, 2020.
+ From now until March 31st, 2021, Southeast Asia Commercial Joint Stock Bank (SEABANK)
offers loans with interest rates of only 7.5% p.a. for individual customers and from 6.5% p.a. for business customers. Accordingly, from now until January 31st, 2021, individual customers borrowing loans for home, land purchase, house construction and repair (SeAHome), for car purchase (SeACar) will enjoy fixed interest rates only from 7.5% p.a. for the first 12 months. Also, customers can choose a fixed interest rate period of the first 3 or 6 months with an interest rate from only 2.99% p.a.
+ From December 7th, 2020, individual customers can pay personal income tax, business household tax (business-license tax, VAT, income) on Sacombank
Internet Banking (iSacombank.com) instead of going directly to the tax authorities, the State Treasury, or Bank transaction counters as before. Currently, Sacombank is one of the first banks to implement the domestic tax payment feature to maximize utility for customers.
+ Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank)
has been awarded a certificate of merit by the State Bank of Vietnam for its outstanding performance in the implementation of administrative reform in the 2011-2020 period. Previously, on November 28th, 2020, at the 8th patriotic emulation congress of the banking sector, HDBank was selected as the representative organization of commercial banks to report on the journey of patriotic emulation for 5 years (2015 - 2020).
+ BIDV Insurance Corporation (BIC) has launched the promotion program "Golden Birthday - Special Incentives" for customers purchasing health insurance and personal accident insurance BIC Tam An. Accordingly, from December 1st to December 31st, 2020, these customers will receive a discount of up to 25% on the premium.
+ National Citizen Bank (NCB)
and Novaland Group have signed a cooperation program that finances individual customers to provide customers with the best services and experiences based on the potentials and advantages of both parties. Accordingly, NCB will provide products and services such as credit, deposits, e-banking, insurance, etc. for individual customers needing to buy or invest in real estate projects of Novaland with many incentive policies. At the same time, NCB creates preferential credit packages for NCB's employees and customers transacting at Novaland and vice versa.
+ The Vietnam Bank for Agriculture and Rural Development (Agribank)
has offered credit packages with preferential interest rates exclusively for businesses with a total value of up to VND 70,000 billion and USD 150 million. In particular, Agribank has a preferential credit package of VND 35,000 billion for large corporate customers, of VND 30,000 billion for small and medium enterprise customers, of VND 5,000 billion and USD 150 million for FDI enterprise customers.
+ HDBank has implemented the confirmation of Letter of Credit issued by foreign banks, in the framework of the Global Trade Finance Program of the Asian Development Bank (ADB). Thus, after four years of joining this program, the credit limit ADB grants to HDBank has increased more than three times compared to the original period.
Translated by VietnamCredit